Safety?

I may be a little too apathetic with the safety problem online; however, I feel that we gave up privacy a long time ago. I do fear that someone may hack into my bank account and spend all my money or use my information to open a credit card, but there are procedures to get out of that mess (although they are tedious and a pain in the butt).
I think the key point to remember about online usage, is that there is no privacy. With technological advances and innovative electronics, every aspect of life can be viewed or altered by other people (I can't help but think about the video cameras in bathroom stalls).
A college professor said to remember the term "email" as "everybody mail." With that being said, I try not to worry about what I say in emails b/c everyone has issues and regardless of what you believe, there is always someone worse off than you.